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Posted: Saturday, March 11, 2017 10:10 AM

Alternate Locations: Atlanta, GA (Georgia); Indianapolis, IN (Indiana); Memphis, TN (Tennessee); Portland, ME (Maine); Work from HomeRelocation assistance is not available for this opportunity.Requisition #23042About The CompanyLincoln Financial Group provides advice and solutions that help empower Americans to take charge of their financial lives with confidence and optimism. Today, more than 17 million customers trust our retirement, insurance and wealth protection expertise to help address their lifestyle, savings and income goals, as well as to guard against long-term care expenses. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. The company had $222 billion in assets under management as of March 31, 2015. The Role As an Underwriting Consultant you be responsible for analyzing risk, determining appropriate plan designs, negotiating pricing levels and finding alternative solutions while balancing the division’s sales and retention goals.  You will work closely with senior management on complex accounts and be expected to make effective decisions and recommendations.  Functional Responsibilities AnalysisAnalyzes specifications of non-experience rated and experience rated cases, particularly large and/or complex cases, using underwriting guidelines to determine eligibility and pricing  Regularly evaluates non-standard exceptions and makes judgment calls whether or not to allow exceptionsConducts detailed review of competitor contracts and experience and determines how it applies to Lincoln’s offerings. Reviews census and occupational data as well as demographic trends to determine appropriate pricing levelsPrepares proposals by reviewing quote requests from brokers and marketing representatives, analyzes group statistical data, actuarial reports and market information to determine plan designs and pricing levels.Maintains profitability on an assigned block of active cases through regular monitoring and analysisReviews sold policies, amendments and renewals to ensure appropriate pricing and coverageNegotiationNegotiates benefits and pricing with brokers and internal sales representatives based on our product offerings, underwriting guidelines and pricing strategiesContributes to sales team in meeting key growth goals by answering questions and requests, explaining pricing rationale, and educating them on underwriting products, policies and proceduresCommunicates frequently by telephone and written correspondence with internal and external customers to clarify and resolve underwriting questionsTravels occasionally to customers' and Field offices to make presentations, meet customer needs, and represent the company at industry meetings  Requirements   Education 4 Year/Bachelors Degree or equivalent work experience (4 yrs of experience in lieu of Bachelors degree)  Experience3 – 5 years of Group Insurance underwriting experience that directly aligns with the specific responsibilities in this position Life, STD, LTD and/or Dental product knowledge required Medical or Worksite experience may be consideredA demonstrated track record of consistently meeting and/or exceeding performance expectationsPossesses a bias for action and avoids workplace distractionsDrives performance targets to completion   This position may be subject to Lincoln’s Political Contribution Policy. An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln’s current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.  .

Apply now at: https://hartford-ct.geebo.com/jobs-online/view/directory/157/listing/239/id/532849304-group-insurance-underwriting-consultant-/

• Location: Hartford

• Post ID: 14031378 connecticut
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